Why this role matters:We're launching a new business line in Mexico and looking for a strong leader to own credit risk end-to-end.
You'll set the risk vision, design frameworks, build and lead the team, and ensure sustainable portfolio growth while keeping losses under control.Day-to-day responsibilities:Build from scratch: design credit origination policy, limit setting, pricing guardrails, early-warning triggers, and collections feedback loopsOwn risk metrics: manage risk appetite and ensure portfolio performance stays within it; maintain live dashboards and explain drivers of metric changesPortfolio analytics: perform segmentation, stress-testing, cohort analysis, and vintage trackingTeam leadership: recruit, mentor, and develop analysts; foster a data-driven and experimentation-focused cultureCross-functional collaboration: embed risk controls in product specifications, customer journeys, and work closely with finance and 2nd line of defence teamsThe ideal candidate:3+ years in product management or credit risk management focused on retail or consumer lending portfolios (banking or fintech)Strong understanding of scorecard design, ML techniques, and alternative data for credit decisioningProficient in SQL and Python/R with hands-on experience working with dataProven leadership experience — managed teams, set OKRs, and developed analystsBachelor's degree in Finance, Economics, Engineering, or Mathematics; MBA or CFA is a plusStrong technical or quantitative background with a strategic mindsetB1 or higher English level for effective communication with an international teamOur ways of working:Innovative Spirit: a commitment to creativity and groundbreaking solutionsHonest Feedback: valuing open, transparent communicationSupportive Team: a strong, collaborative communityCelebrating Achievements: recognizing our wins togetherHigh-Tech Environment: a team full of smart and revolutionary people who date to challenge the status quo of incumbent financesOur benefits:Relocation support to Mexico with assistance for the employee and their familyFlexible work: hybrid or full-time from our office in MexicoHealthcare CoverageEducation Budget: Language lessons, professional training and certificationsWellness Budget: Mental health and fitness activity reimbursementsVacation policy: 20 days of annual leave and paid sick leave
